(403) 718 7770 | Alberta Toll Free: 1 (877) 582 6222 | shellcu@shellcu.com
Rates
Personal Loans | Mortgages | Deposits
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Rates Effective: August 24, 2010 (Rates Can Change Without Notice) All Rates Shown are Per Annum PRIME RATE : 2.75% * Technical disruptions by our Web Site hosting supplier may prevent timely updating of this page. In the event of a discrepancy, in-branch posted interest rates are deemed to be the final posted interest rates. |
| PERSONAL LOAN RATES |
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FLOATING | FIXED |
| DEPOSIT SECURED Secured by Non- Registered Deposits only | PRIME | 2.75 | 3.75 |
| PURCHASE OF VEHICLE (Cars, Trucks) Purchase price or less | PRIME + 2.00 | 4.75 | 5.75 |
| PURCHASE OF RVS, TRAILERS, MOTORCYCLES Purchase price or less | PRIME + 2.50 | 5.25 | 6.25 |
| SECURED (100% OF LOAN VALUE) | PRIME + 3.00 | 5.75 | 7.50 |
| SECURED (50%- 99% OF LOAN VALUE) | PRIME + 3.50 | 6.25 | 7.75 |
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UNSECURED LINE OF CREDIT |
PRIME + 4.00 |
6.75 |
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HOME SECURED LINE OF CREDIT - (LOC) COLLATERAL MTG SECURITY HOME SECURED (LOC) - CAVEAT |
PRIME
PRIME + 1.00 |
2.75 3.75 |
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MUTUAL FUNDS PURCHASE (Non-Registered) *** (12 Month Amortization) |
PRIME | 2.75 | |
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STUDENT LOAN |
PRIME + 1.00 |
3.75 |
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RESP/RRSP/TFSA PURCHASE (12 Month Amortization) *** |
PRIME +.50 | 3.25 | |
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RESP/RRSP/TFSA PURCHASE (13 - 36 Month Amortization)*** |
PRIME + 1.00 | 3.75 | |
| *** Must be invested through Shell Credit Union | |||
| INTERIM FINANCING | 7.50 | ||
| SINGLE PAYMENT LOANS(fixed rate only) | 6.00 - 10.50 | ||
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| DEPOSIT RATES | |||
| ALBERTA PLUS ACCOUNT | |||
| Interest calculated on a minimum daily balance and paid monthly | 1.25 | ||
| TIERED VARIABLE , RRSP / RRIF / RESP / LIF / TFSA ACCOUNTS | |||
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• calculated on a minimum daily balance | |||
| • PAID QUARTERLY | |||
| • $ UP TO $ 24,999.99 | 1.25 | ||
| • $ 25,000.00 TO $ 49,999.99 | 1.30 | ||
| • $ 50,000.00 PLUS | 1.35 | ||
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| TERM DEPOSITS, RRSP'S , RRIF'S, RESP'S, LIF'S, TFSA •1/4% BONUS ON DEPOSITS OF $ 50,000 AND OVER •NON-REGISTERED TERM INTEREST CAN BE PAID MONTHLY TO ALBERTA PLUS | |||
| INTEREST RATE | |||
| 3 MONTH TERM | $ 500.00 Minimum Redeemable @ 75% of term's current rate |
1.25 | |
| 6 MONTH TERM | 1.25 | ||
| 3 MONTH RRSP / RRIF / RESP / LIF | $ 500.00 Minimum Non-Redeemable |
1.25 | |
| 6 MONTH RRSP / RRIF / RESP / LIF | $ 500.00 Minimum Non-Redeemable |
1.25 | |
| 1 YEAR TERM | $ 1,000.00 Minimum Non-Redeemable |
1.50 | |
| 2 YEAR TERM | $ 1,000.00 Minimum Non-Redeemable |
2.25 | |
| 3 YEAR TERM | $ 1,000.00 Minimum Non-Redeemable |
2.35 | |
| 4 YEAR TERM | $ 1,000.00 Minimum Non-Redeemable |
2.50 | |
| 5 YEAR TERM | $ 1,000.00 Minimum Non-Redeemable |
3.00 | |
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5 YEAR REDEEMABLE TERM DEPOSIT / RRSP / RRIF / LIF REDEEM UP TO 20% OF THE ORIGINAL INVESTMENT AMOUNT EACH YEAR. A YEAR IS DEFINED AS THE 12 MONTH PERIOD FOLLOWING THE PURCHASE / ANNIVERSARY DATE EACH YEAR. ONLY ONE REDEMPTION ALLOWED PER YEAR |
2.50 | ||
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Online Forms
To receive your Member CardŽ (debit/interac ATM card), please complete, sign and return this document to the Calgary office.
To set up Online Banking, please complete, sign and return this document to the Calgary office.