Optimized Chequing Accounts

Never pay more than you have to with our Optimized Chequing Accounts

Whether you use your account a little or a lot, our Optimized Chequing solutions ensure that you are never paying more than you have to.

Your chequing account is optimized to move from package to package depending on your balance and your monthly usage, so that you're always getting the best bang for your buck!

Below are our different monthly package options. Simply click on the account name to expand.

Regular Expand/Collapse

The Regular Chequing account is for members who use their chequing accounts less than five times a month.

Your infrequent use means you're better of paying for each transaction as you go.

What's included:

Monthy fee Pay as you go
Fee waiver Not applicable
In-branch cash withdrawals Unlimited
Pre-authorized debits $0.65
Point-of-sale transactions $0.65
Bill payments (in-branch, phone, & online) $0.65
Cheque cashing $0.65
Inquiries (online & ATM) Unlimited
Online transfers (SECU to SECU only) Unlimited
ATM withdrawals (SECU-owned ATM) Unlimited
ATM withdrawals (other CU) $0.90
ATM withdrawals (other Canadian FI) $0.90
E-Statements Free

 

Bronze Expand/Collapse

The Bronze Chequing account is our five-for-five account, which means that for $5 a month, you get five of each of our most popular self-serve transactions.

What's included:

Monthly fee $5.00
Fee waiver Not applicable
In-branch cash withdrawals Unlimited
Pre-authorized debits 5 free
Point-of-sale transactions 5 free
Bill payments (in-branch, phone, & online) 5 free
Cheque cashing 5 free
Inquiries (online & ATM) Unlimited
Online transfers (SECU to SECU only) Unlimited
Additional debits $0.65
ATM withdrawals (SECU-owned ATM) Unlimited
ATM withdrawals (other CU and Canadian FI) 5 free, then $0.90 each
E-Statements Free

Silver Expand/Collapse

Do you use your debit card to pay for purchases at least once a day?

Will you be using your account to pay for all your monthly bills, whether online, over the phone, or with the help of our Member Service Representatives?

If you answered "yes" to these questions, then the Silver Chequing account is your best bet.

What's included:

Monthly fee $9.00
Fee waiver Not applicable
In-branch cash withdrawals Unlimited
Pre-authorized debits Unlimited
Point-of-sale withdrawals 35 free
Bill payments (in-branch, phone, & online) Unlimited
Cheque cashing Unlimited
Inquiries (online & ATM) Unlimited
Online transfers (SECU to SECU only) Unlimited
Additional debits $0.65
ATM withdrawals (SECU-owned ATM) Unlimited
ATM withdrawals (other CU and Canadian FI) 4 free, then $0.90 each
E-Statements Free

Gold Expand/Collapse

Want to use your debit card without worrying about exceeding your monthly allowable transactions? Our Gold Chequing package is for you!

For a low monthly fee, you receive an unlimited amount of transactions, and what's more - if you keep a daily balance of $3,000 in your account, we'll waive your monthly fee!

What's included:

Monthly fee $18.00
Fee waiver $3,000
Pre-authorized debits Unlimited
Point-of-sale transactions Unlimited
Bill payments (in-branch, phone, & online) Unlimited
Cheque cashing Unlimited
Inquiries (online & ATM) Unlimited
Online transfers (SECU to SECU only) Unlimited
Additional debits Unlimited
ATM withdrawals (SECU-owned ATM) Unlimited
ATM withdrawals (other CU and Canadian FI)

8 free then

$0.90 each

E-Statements Free